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Credit Authorization & Consent. By clicking "I Agree & Continue," I authorize Pacific Credit Solutions and its designated partners to obtain my consumer credit report and related information from one or more consumer reporting agencies via a soft inquiry, which does not affect my credit score, for the purpose of verifying my identity and evaluating my request for financial solutions.
I further authorize Pacific Credit Solutions to obtain updated consumer credit reports and related information through additional soft-inquiry maintenance pulls, on a periodic basis, to refresh and re-evaluate my file and identify financial solutions that may become available to me. This authorization remains in effect for up to five (5) years from the date of my consent, unless I revoke it earlier by contacting Pacific Credit Solutions in writing.
I understand this authorization is not an application for credit and does not guarantee approval for any product or service. My information will be handled in accordance with applicable law, including the Fair Credit Reporting Act (FCRA).
Soft inquiry only. No impact to your credit score.
You may revoke this authorization at any time by contacting Pacific Credit Solutions in writing. © 2026 Optimum Finance · myoptimumfinance.com